Roughly a third of private sector workers in the United States do not have access to an employer-sponsored retirement plan.

With only a fortunate few eligible for traditional pensions nowadays, the 401 (k) plan has become the go-to retirement ...

You don't need a professional to help you get your plans on solid ground, but you do need some help.

Less than half of retirees say a workplace plan is providing income, while current workers expect 401(k)s to carry retirement. The balances show why—and IRAs complicate the picture.

More young workers are being nudged into these tailored 401(k) accounts. Should you make the switch? If you're a younger worker earning under $100,000 and managing your own 401(k) investments - or ...

A Roth solo 401(k) can make up for the loss of your access to an employer-sponsored retirement plan. Planning for retirement is crucial, especially for self-employed individuals or those without ...

For 2025, you can defer up to $23,500 into 401(k) plans, up from $23,000 in 2024, and workers age 50 and older can save an extra $7,500. But starting next year, the catch-up contribution for workers ...

Many 401(k) investors — 53% — are unaware that they can stay in their former employer's plan, according to a 2024 report from the Government Accountability Office. Most can. Only a small share, 2%, of ...

Some criminals know where the real money is – in retirement funds. Here's how to know if your 401(k) is at risk.

All 401(k) plans involve several different parties. The employer is the plan sponsor that established the plan and encouraged its employees to participate in it. The custodian holds the funds that are ...

If you have a 401(k) and you’re staring down age 55, the IRS has a quiet exit door most people walk right past. It’s called ...

If you continue taking the same dollar amount out of your savings during a market downturn, you may be forced to sell ...